Terms & Conditions

Last updated: April 2025

By accessing and using Clario, you agree to these terms. Please read them carefully before using our website or services.

You must be at least 18 years old to use Clario. By using our services, you confirm that you meet this requirement. If you are accessing Clario on behalf of an organization, you confirm that you have the authority to bind the organization to these terms.

All content on our website, including text, graphics, logos, images, and software, is the property of Clario or its licensors. This content is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works based on our content without prior written consent.

We work hard to keep Clario running smoothly and securely, but we cannot guarantee that our services will always be available, uninterrupted, or error-free. We are not liable for any interruptions, delays, or losses resulting from using our platform. You understand and agree that you use our services at your own risk.

When using Clario, you agree to use our services responsibly. You must not misuse our platform, attempt to gain unauthorized access, or engage in any activity that could harm our website, users, or reputation. We reserve the right to suspend or terminate your account if you violate these terms or engage in harmful behavior.

Our services may include links to third-party websites or services. These external links are provided for convenience, but we do not control or endorse their content. We are not responsible for the privacy practices, terms, or content of any third-party sites you visit.

Payments and subscriptions for Clario services are billed as described on our pricing page. By purchasing a subscription, you authorize us to charge your selected payment method. You may cancel your subscription at any time, but please note that fees are non-refundable unless required by law.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal data when you use Clario.

We may update these Terms of Service from time to time to reflect changes in our services, legal requirements, or policies. If we make significant changes, we will notify you through our website or by email. Continued use of our services after changes means you accept the updated terms. We encourage you to review these terms periodically.

If you have any questions about these terms or our services, feel free to contact us at [Insert Contact Email]. We’re here to help.

Ready to manage your money smarter?

Start your journey to smarter spending and better saving — it only takes 2 minutes.

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Ready to manage your money smarter?

Start your journey to smarter spending and better saving — it only takes 2 minutes.

Get curve pay

Ready to manage your money smarter?

Start your journey to smarter spending and better saving — it only takes 2 minutes.

Get curve pay

Curve UK Limited, registered in England and Wales. Curve Europe UAB, registered in Lithuania. #305626541. © 2025

The Curve Card, the Samsung Pay+ and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Curve UK Limited is registered in England and Wales, United Kingdom (company reference number: 09523903) and located at 1-10 Praed Mews, London, W2 1QY.


Curve Flex is provided in the UK by Curve Credit Limited. Curve UK Limited is an introducer appointed representative of Curve Credit Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 925447). Curve Credit Limited is registered in England and Wales, United Kingdom (company reference number: 12464458) and located at 1-10 Praed Mews, London, W2 1QY.


The Curve Card and the e-money related to cards issued in the EEA is issued by Curve Europe UAB, authorised in Lithuania by the Bank of Lithuania (electronic money institution license No. 73 issued on 22 of October, 2020). The Curve Card and Samsung Pay+ are issued pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark of Mastercard International Incorporated. Curve Europe UAB is registered in Lithuania (company reference number: 305626541) and located at Jogailos g. 9, LT-01116 Vilnius.

Curve UK Limited, registered in England and Wales. Curve Europe UAB, registered in Lithuania. #305626541. © 2025

The Curve Card, the Samsung Pay+ and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Curve UK Limited is registered in England and Wales, United Kingdom (company reference number: 09523903) and located at 1-10 Praed Mews, London, W2 1QY.


Curve Flex is provided in the UK by Curve Credit Limited. Curve UK Limited is an introducer appointed representative of Curve Credit Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 925447). Curve Credit Limited is registered in England and Wales, United Kingdom (company reference number: 12464458) and located at 1-10 Praed Mews, London, W2 1QY.


The Curve Card and the e-money related to cards issued in the EEA is issued by Curve Europe UAB, authorised in Lithuania by the Bank of Lithuania (electronic money institution license No. 73 issued on 22 of October, 2020). The Curve Card and Samsung Pay+ are issued pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark of Mastercard International Incorporated. Curve Europe UAB is registered in Lithuania (company reference number: 305626541) and located at Jogailos g. 9, LT-01116 Vilnius.

Curve UK Limited, registered in England and Wales. Curve Europe UAB, registered in Lithuania. #305626541. © 2025

The Curve Card, the Samsung Pay+ and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Curve UK Limited is registered in England and Wales, United Kingdom (company reference number: 09523903) and located at 1-10 Praed Mews, London, W2 1QY.


Curve Flex is provided in the UK by Curve Credit Limited. Curve UK Limited is an introducer appointed representative of Curve Credit Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 925447). Curve Credit Limited is registered in England and Wales, United Kingdom (company reference number: 12464458) and located at 1-10 Praed Mews, London, W2 1QY.


The Curve Card and the e-money related to cards issued in the EEA is issued by Curve Europe UAB, authorised in Lithuania by the Bank of Lithuania (electronic money institution license No. 73 issued on 22 of October, 2020). The Curve Card and Samsung Pay+ are issued pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark of Mastercard International Incorporated. Curve Europe UAB is registered in Lithuania (company reference number: 305626541) and located at Jogailos g. 9, LT-01116 Vilnius.

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